TERRY L. LEE, President & CEO, Chairman of the Board
Mr. Lee has been President and Chief Executive Office of Commercial Bank of Harrogate, Tennessee since 1995. He has been responsible for management of Commercial Bank, growing the bank from $105 million in assets with $935 thousand profit in 1995 to $730 million in assets and $7.5 million in profit with 20 locations today. Mr. Lee is also a trustee of Lincoln Memorial University. He also has extensive business experience and interest in automobile sales and service, retail food outlets, coal mining and property management. Mr. Lee graduated with honors from Lincoln Memorial University with a Bachelor Degree in Business Administration and Management.

THOMAS C. MILLER, Vice President & Secretary
Mr. Miller started working at Mound Steel Corporation, Springboard, Ohio in 1974 as a shop laborer. He held the positions of detailer, estimator, sales engineer, sales manager and Vice President prior to becoming President of Mound Steel Corporation in 1990. During his time as President, Mound Steel Corporation grew to a business with 3 divisions, Mound Steel, Mound Architectural and Mound Manufacturing. Following the sale of Mound Architectural and Mound Manufacturing, Mr. Miller continued to operate Mound Steel Corporation. This business eventually became part of Mound Technologies, Inc. and Mr. Miller became CEO of Mound Technologies. Mr. Miller graduated from Ohio State University with a Bachelor Degree in Civil Engineering and the University of Dayton where he received his Master of Business Administration Degree.

MITCHELL COX, CFO
Mr. Cox has served as President and owner of the Full-Charge Certified Publics Accountant Company, advising clients on all aspects of accounting. Mr. Cox has been the controller for Lee Oil Company. Mr. Cox graduated from Carson Newman College with a Bachelor of Science Degree in Business.

RANDY FREVERT, Board Member
Mr. Frevert currently serves as President of Heartland Steel, Inc. a wholly owned subsidiary of Heartland Inc. Mr Frevert has a proven track record for increasing sales and profitability with over 20 years of steel fabrication and warehouse distribution experience. Graduating with honors, Mr. Frevert was recognized as the school's "Outstanding Professional" of his class. Mr. Frevert is currently an adjunct faculty member for Indiana Wesleyan University, teaching graduate level classes in their Business and Marketing degree programs. Mr. Frevert graduated from Indiana Wesleyan University, earning both a Bachelor and Master Degree in Business Administration.